Opportunity Information: Apply for FR 6400 N 19
The Self-Help Homeownership Opportunity Program (SHOP) is a discretionary grant opportunity from the U.S. Department of Housing and Urban Development (HUD) designed to expand affordable homeownership through self-help housing models. Under this FY2020 Notice of Funding Availability (NOFA), HUD made $10,000,000 available to support national and regional nonprofit organizations, including eligible consortia, that can implement self-help homeownership programs across a geographically diverse footprint. A key program expectation is scale beyond a single location: applicants must plan to use a significant share of SHOP funds in at least two states, reinforcing the program's national or multi-state purpose rather than a purely local initiative.
Eligibility is limited to nonprofits with 501(c)(3) status (excluding institutions of higher education). Individuals are not eligible to apply. HUD anticipated making about four awards, with an award ceiling listed at $10,000,000, indicating that awards could be sizable and that strong organizational capacity is expected. The opportunity was posted June 17, 2020, with an application deadline of August 18, 2020 (11:59:59 PM Eastern). The program is associated with CFDA number 14.247 and is categorized under housing and opportunity zone benefits.
SHOP funding is tightly targeted to early, enabling costs that make housing development possible, rather than paying for the homes themselves. Grant funds may be used for land acquisition and infrastructure improvements, along with reasonable and necessary planning and administration expenses, though administrative and planning costs are capped at 20 percent of the grant. Importantly, the actual construction or rehabilitation of each housing unit must be paid for with leveraged resources from other public and private funding sources. In other words, SHOP is intended to fill specific financing gaps (land and infrastructure) while requiring grantees to bring in additional capital to complete the homes.
Cost controls are built into the program. Across the project portfolio, the average SHOP expenditure for the combined costs of land acquisition and infrastructure improvements cannot exceed $15,000 per SHOP unit. This requirement pushes applicants to show discipline in site selection, infrastructure scope, and deal structure, and to demonstrate that SHOP dollars will be stretched across a meaningful number of units rather than concentrated in a small set of expensive developments.
The homes produced must meet clear affordability and quality standards. SHOP units must be decent, safe, and sanitary, and they must be non-luxury dwellings that comply with applicable state and local codes, ordinances, and zoning requirements. The homes must be sold to buyers at prices below the prevailing market price, ensuring that the assistance translates into a real affordability benefit. The target beneficiaries are low-income homebuyers, and the program hinges on the self-help model: purchasers must contribute a significant amount of "sweat equity" toward development of the home. In addition to homeowner labor, volunteer labor is also required, reinforcing the community-based construction approach that distinguishes SHOP from traditional developer-driven production.
There are also consumer-protection style rules tied to the sweat equity requirement. A homebuyer's sweat equity contribution cannot be mortgaged or otherwise restricted upon the future sale of the SHOP unit, meaning the labor contribution cannot be turned into a lien-like obligation that follows the homeowner later. This helps keep the equity-building promise of the program intact and prevents sweat equity from becoming a hidden financial burden.
Finally, HUD allows grantees to operate through local delivery partners. SHOP grantees may award SHOP funds to local nonprofit affiliate organizations to carry out the grantee's program, as long as those affiliates operate within the grantee's service area. This structure supports national or regional organizations that rely on local affiliates for on-the-ground implementation, including site work, homeowner recruitment and training, sweat equity coordination, and project management. Overall, SHOP is structured to reward organizations that can combine land and infrastructure financing with strong leveraging, multi-state capacity, and a proven self-help homeownership model that produces safe, code-compliant, below-market homes for low-income families.Apply for FR 6400 N 19
- The US Department of Housing and Urban Development in the housing, opportunity zone benefits sector is offering a public funding opportunity titled "Self-Help Homeownership Opportunity Program (SHOP)" and is now available to receive applicants.
- Interested and eligible applicants and submit their applications by referencing the CFDA number(s): 14.247.
- This funding opportunity was created on Jun 17, 2020.
- Applicants must submit their applications by Aug 18, 2020 The application deadline is 115959 pm Eastern Standard time on. (Agency may still review applications by suitable applicants for the remaining/unused allocated funding in 2026.)
- Each selected applicant is eligible to receive up to $10,000,000.00 in funding.
- The number of recipients for this funding is limited to 4 candidate(s).
- Eligible applicants include: Nonprofits having a 501(c)(3) status with the IRS, other than institutions of higher education.
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Applicants also applied for:
Applicants who have applied for this opportunity (FR 6400 N 19) also looked into and applied for these:
| Funding Opportunity |
|---|
| Veterans Housing Rehabilitation and Modification Pilot Program Apply for FR 6400 N 39 Funding Number: FR 6400 N 39 Agency: US Department of Housing and Urban Development Category: Housing, Opportunity Zone Benefits Funding Amount: $1,000,000 |
| Healthy Homes Production Grant Program for Tribal Housing Apply for FR 6400 N 44 Funding Number: FR 6400 N 44 Agency: US Department of Housing and Urban Development Category: Housing, Opportunity Zone Benefits Funding Amount: $1,000,000 |
| Resident Opportunity and Self-Sufficiency Program Apply for FR 6400 N 05 Funding Number: FR 6400 N 05 Agency: US Department of Housing and Urban Development Category: Housing, Opportunity Zone Benefits Funding Amount: $717,750 |
| Jobs Plus Initiative Apply for FR 6400 N 14 Funding Number: FR 6400 N 14 Agency: US Department of Housing and Urban Development Category: Housing, Opportunity Zone Benefits Funding Amount: $3,700,000 |
| HOPE VI Main Street Grant Program Apply for FR 6400 N 03 Funding Number: FR 6400 N 03 Agency: US Department of Housing and Urban Development Category: Housing, Opportunity Zone Benefits Funding Amount: $500,000 |
| FY 2020 Section 202 Supportive Housing for the Elderly Program Apply for FR 6400 N 52 Funding Number: FR 6400 N 52 Agency: US Department of Housing and Urban Development Category: Housing, Opportunity Zone Benefits Funding Amount: $20,000,000 |
| Veterans Housing Rehabilitation and Modification Pilot Program Apply for FR 6500 N 39 Funding Number: FR 6500 N 39 Agency: US Department of Housing and Urban Development Category: Housing, Opportunity Zone Benefits Funding Amount: $1,000,000 |
| FY21 Choice Neighborhoods Planning Grants NOFO Apply for FR 6500 N 38 Funding Number: FR 6500 N 38 Agency: US Department of Housing and Urban Development Category: Housing, Opportunity Zone Benefits Funding Amount: $450,000 |
| Self-Help Homeownership Opportunity Program (SHOP) Apply for FR 6500 N 19 Funding Number: FR 6500 N 19 Agency: US Department of Housing and Urban Development Category: Housing, Opportunity Zone Benefits Funding Amount: $10,000,000 |
| Community Development Block Grant Program for Indian Tribes and Alaska Native Villages Apply for FR 6500 N 23 Funding Number: FR 6500 N 23 Agency: US Department of Housing and Urban Development Category: Housing, Opportunity Zone Benefits Funding Amount: $4,000,000 |
| Indian Housing Block Grant (IHBG) - Competitive Grant Program Apply for FR 6500 N 48 Funding Number: FR 6500 N 48 Agency: US Department of Housing and Urban Development Category: Housing, Opportunity Zone Benefits Funding Amount: $5,000,000 |
| FY22 Choice Neighborhoods Planning Grants NOFO Apply for FR 6600 N 38 Funding Number: FR 6600 N 38 Agency: US Department of Housing and Urban Development Category: Housing, Opportunity Zone Benefits Funding Amount: $500,000 |
| FY23 Choice Neighborhoods Planning Grants NOFO Apply for FR 6700 N 38 Funding Number: FR 6700 N 38 Agency: US Department of Housing and Urban Development Category: Housing, Opportunity Zone Benefits Funding Amount: $500,000 |
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